Loan Products

Land Relevelling Scheme

Purpose

  • To Make barren land Cultivable
  • For Releveling of rough ground or patches
  • To Fencing the developed land
  • For development of terracing fields
Duration : 10 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 11.75
Above Rs.300000/- to Rs.500000/- 12.75
Above Rs.500000/-to Rs.1000000/- 13.50
Above Rs.1000000/- 14.00
Loan Form Share Form

Irrigation Scheme

Purpose

  • For Irrigation Tank or Digging a well
  • Installation of Borewell or Tubewell
  • Installation of Drip Irrigation System Unit or installation of lift drinking water scheme
Duration : 10 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 11.75
Above Rs.300000/- to Rs.500000/- 12.75
Above Rs.500000/-to Rs.1000000/- 13.50
Above Rs.1000000/- 14.00
Loan Form Share Holder Form

Agriculture & Allied Activities

Purpose

  • For Buying Milch Animals or Load Bearing Animals
  • For Sheep/Goat Farming, Fish Farming, Pig Farming, Rabbit Farming and Bee-Keeping etc
  • For Setting Up A Dairy Unit
  • For Setting Up Agri-Business or Agri-Clinic Unit
Duration : 5 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 11.75
Above Rs.300000/- to Rs.500000/- 12.75
Above Rs.500000/-to Rs.1000000/- 13.50
Above Rs.1000000/- 14.00
Loan Form Share Holder Form

Agriculture Equipment Scheme

Purpose

  • To buy Tractor, Trolly, Weeder, Thresher, Cutter and Power Sprayer etc
  • To Buy A Grass Cutter
  • For Buying a diesel engine used for agricultural machinery
Duration : 9 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 11.75
Above Rs.300000/- to Rs.500000/- 12.75
Above Rs.500000/-to Rs.1000000/- 13.50
Above Rs.1000000/- 14.00
Loan Form Share Holder Form

For building Construction

Purpose

  • For Construction of New Building in Rural Areas. Duration : 10 Years
  • For Repairing of old buildings Duration : 5 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 12.50
Above Rs.300000/- to Rs.500000/- 13.50
Above Rs.500000/-to Rs.1000000/- 14.00
Above Rs.1000000/- 14.50
Loan Form Share Holder Form

For Hotel/Commercial Complex

Purpose

  • Hotel Construction
  • Guest House or HomeStay Construction
  • For building Business Premises or Shops
Duration : 10 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 12.50
Above Rs.300000/- to Rs.500000/- 13.50
Above Rs.500000/-to Rs.1000000/- 14.00
Above Rs.1000000/- 14.50
Loan Form Share Holder Form

For Cottage Industry Scheme

Purpose

  • Equipment Repair Unit
  • For building Offset Printing Press or Computer Center
  • For setting up a bakery unit or Grill Manufacturing Unit
  • For Setting up Handiloom or Handicraft unit
Duration : 10 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 12.50
Above Rs.300000/- to Rs.500000/- 13.50
Above Rs.500000/-to Rs.1000000/- 14.00
Above Rs.1000000/- 14.50
Loan Form Share Holder Form

Horticulture and Fruit Production Scheme

Purpose

  • For Sericulture
  • For Planting Apple Orchards
  • Setting Up a Greenhouse for production of Non-Seasonal Vegetables
Duration : 10 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 11.75
Above Rs.300000/- to Rs.500000/- 12.75
Above Rs.500000/-to Rs.1000000/- 13.50
Above Rs.1000000/- 14.00
Loan Form Share Holder Form

Agriculture Marketing Infratsructure(AMI)

Purpose

  • For Costruction of Rural Godowns
  • For Constrcution of Grading and Packing houses and machines
  • Construction of Cold stores
Duration : 7 Years
Interest Rate
Quantum Of Loan Interest Rate %
Up To Rs. 300000/- 11.75
Above Rs.300000/- to Rs.500000/- 12.75
Above Rs.500000/-to Rs.1000000/- 13.50
Above Rs.1000000/- 14.00
Loan Form Share Holder Form