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HPSCARDB bank is an apex institution in the co-operative sector in the state of Himachal Pradesh for providing investment finance for the development of agriculture and allied activities. The H P State Cooperative Agriculture & Rural Development Bank Ltd; was established in the State of HP and was registered as a Cooperative Society under the provisions of Himachal Pradesh Cooperative Societies Act,1956 as Himachal Pradesh Central Land Mortgage bank on 6th Feb ,1961.The working, aim , objectives and purposes of loans are defined under the HP State Cooperative Agriculture and Rural Development Bank’s Act 1979,enacted to supplement the main Act i.e. HP State Cooperative Societies Act,1968.

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